{"id":5568,"date":"2024-03-27T15:20:55","date_gmt":"2024-03-27T15:20:55","guid":{"rendered":"https:\/\/sulleelaw.com\/ko\/?p=5568"},"modified":"2024-11-12T23:17:28","modified_gmt":"2024-11-12T23:17:28","slug":"%ed%94%84%eb%9e%9c%ec%b0%a8%ec%9d%b4%ec%a6%88-%ea%b0%80%eb%a7%b9%ec%a0%90-%ec%a3%bc%ea%b0%80-%eb%90%98%eb%8a%94-%ea%b2%83%ec%9d%98-%ec%9e%a5%eb%8b%a8%ec%a0%90-%eb%b0%8f-%ea%b0%80%eb%a7%b9","status":"publish","type":"post","link":"https:\/\/sulleelaw.com\/ko\/%ed%94%84%eb%9e%9c%ec%b0%a8%ec%9d%b4%ec%a6%88-%ea%b0%80%eb%a7%b9%ec%a0%90-%ec%a3%bc%ea%b0%80-%eb%90%98%eb%8a%94-%ea%b2%83%ec%9d%98-%ec%9e%a5%eb%8b%a8%ec%a0%90-%eb%b0%8f-%ea%b0%80%eb%a7%b9\/","title":{"rendered":"\ud504\ub79c\ucc28\uc774\uc988 (\uac00\ub9f9\uc810) \uc8fc\uac00 \ub418\ub294 \uac83\uc758 \uc7a5\ub2e8\uc810 \ubc0f\u00a0 \uac00\ub9f9\uc815\ubcf4\uacf5\uac1c\uc11c (Franchise Disclosure Document, FDD)"},"content":{"rendered":"\n

\uc6b4\uc601\uc774 \uc798 \ub418\uace0 \uc788\ub294 \ud504\ub79c\ucc28\uc774\uc988 \ub9e4\uc7a5\uc744 \ubcf4\uba74 \uc774\uc640 \uac19\uc740 \ud504\ub79c\ucc28\uc774\uc988 \ube44\uc988\ub2c8\uc2a4\ub97c \ucc3d\uc5c5\ud558\uace0 \uc2f6\uc5b4 \uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ucc3d\uc5c5 \uc790\ubcf8\uc774 \uc788\ub2e4\uba74 \ud504\ub79c\ucc28\uc774\uc988 \ube44\uc988\ub2c8\uc2a4\ub97c \uc624\ud508 \ud558\ub294 \uac83\uc740 \uaf64 \uc27d\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ub7ec\ub098 \ud504\ub79c\ucc28\uc774\uc988\uc758 \ubc29\uc2dd\uc73c\ub85c \ube44\uc988\ub2c8\uc2a4\ub97c \uc624\ud508\ud558\ub294 \uc7a5\ub2e8\uc810\uc744 \uace0\ub824\ud558\uc5ec \ud504\ub79c\ucc28\uc774\uc988 \ubaa8\ub378\uc774 \uadc0\ud558\uc758 \ube44\uc988\ub2c8\uc2a4 \ucc3d\uc5c5\uc5d0 \ub9de\ub294 \uc120\ud0dd\uc778\uc9c0 \ud310\ub2e8\ud574\uc57c \ud569\uc154\uc57c \ud560 \uac83 \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud504\ub79c\ucc28\uc774\uc988\uc758 \uc7a5\uc810<\/strong><\/p>\n\n\n\n

\ud504\ub79c\ucc28\uc774\uc988\uc758 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uc778\uc2dd\uc774 \ub192\uae30 \ub54c\ubb38\uc5d0 \uac00\ub9f9\uc810\uc8fc\uac00 \ub418\uae30 \uc704\ud55c \ub300\ucd9c\uc744 \ubc1b\uae30\uac00 \ub354 \uc26c\uc6b8 \uc218 \uc788\uace0, \uc2e4\ud328\uc758 \uc704\ud5d8\ubcf4\ub2e4 \uc131\uacf5\uc758 \uac00\ub2a5\uc131\uc774 \ub354 \ud07d\ub2c8\ub2e4. \ub610\ud55c \uc88b\uc740 \ud504\ub79c\ucc28\uc774\uc988 \ubcf8\uc0ac (\ud504\ub79c\ucc28\uc774\uc800)\ub294 \uac00\ub9f9\uc810\uc8fc\uc5d0\uac8c \uccb4\uacc4\uc801\uc778 \uad50\uc721\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc9c0\uc18d\uc801\uc778 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud504\ub79c\ucc28\uc774\uc988\uc758 \ub2e8\uc810<\/strong><\/p>\n\n\n\n

\uac00\ub9f9\uc810 \uc8fc\uac00 \ub418\uba74 \uc790\uc2e0\uc758 \uc624\ub108\uac00 \ub420 \uac83\uc73c\ub85c \uc0dd\uac01\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uac00\ub9f9\uc810\uc744 \uc5f4\uac8c \ub418\uba74 \ud504\ub79c\ucc28\uc774\uc988 \uacc4\uc57d\uc5d0\uc11c \uc815\ud55c \uaddc\uc815\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \uadc0\ud558\uac00 \uac00\uac8c\ub97c \uc5f4\uae30\ub85c \ud55c \uc704\uce58\ub97c \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc2b9\uc778\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac00\ub9f9\uc810\uc8fc\ub85c\uc11c, \uac00\uac8c \uc6b4\uc601 \uaddc\uce59, \uc778\ud14c\ub9ac\uc5b4 \ub514\uc790\uc778, \uadf8\ub9ac\uace0 \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc815\ud55c \ud2b9\uc815 \uacf5\uae09 \uc5c5\uccb4\uc5d0\uc11c\ub9cc \uc81c\ud488\uc744 \uad6c\ub9e4\ud574\uc57c \ud569\ub2c8\ub2e4. \uac8c\ub2e4\uac00 \uac00\ub9f9\uc810\uc744 \uc5ec\ub294 \uac83\uc740 \ub9ce\uc740 \ube44\uc6a9\uc774 \ub4ed\ub2c8\ub2e4. \ud2b9\ud788 \ucd08\uae30 \ud504\ub79c\ucc28\uc774\uc988 \ube44\uc6a9\uc740 \uc0c1\ub2f9\ud560 \uac83\uc785\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uc784\ub300\ub8cc\ub97c \ub0b4\uc57c \ud558\uace0, \uc2dc\uc124 \uac1c\uc120\uc744 \uc704\ud55c \uacf5\uc0ac\ub97c \uc9c4\ud589\ud574\uc57c \ud558\uba70, \uc7a5\ube44\ub97c \uad6c\ub9e4\ud558\uace0, “\uadf8\ub79c\ub4dc \uc624\ud504\ub2dd” \ube44\uc6a9\ub3c4 \uc9c0\ubd88\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \uc77c\ubd80 \ud504\ub79c\ucc28\uc774\uc800\ub294 \ucd1d \ub9e4\ucd9c\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc5d0 \ub530\ub77c \ub85c\uc5f4\ud2f0\ub97c \uc9c0\ubd88\ud558\ub3c4\ub85d \uc694\uad6c\ud558\uace0, \uac00\uac8c \uacf5\uac04\uc758 \uc8fc\uae30\uc801\uc778 \ub514\uc790\uc778 \ubcc0\uacbd\uc744 \uc704\ud55c \uac1c\uc870 \ube44\uc6a9\uc744 \ubd80\ub2f4\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4. \ub610\ud55c \uc885\uc885, \uad11\uace0\ube44 \ubc0f \uc9c0\uc18d\uc801\uc778 \uad50\uc721 \ubc0f \uad00\ub9ac \uc9c0\ub3c4 \ube44\uc6a9\uc744 \ubcc4\ub3c4\ub85c \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube44\uc6a9\uc740 \ub204\uc801\ub418\uae30 \ub54c\ubb38\uc5d0 \ub9e4\uc6b0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4e4\uba70, \uc77c\ubd80 \uac00\ub9f9\uc810 \uc8fc\uc5d0\uac8c\ub294 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac00\ub9f9\uc815\ubcf4\uacf5\uac1c\uc11c (Franchise Disclosure Document, FDD)<\/strong><\/p>\n\n\n\n

\ud504\ub79c\ucc28\uc774\uc988 \uc815\ubcf4\uacf5\uac1c\uc11c\ub294 \uc5f0\ubc29 \ubb34\uc5ed \uc704\uc6d0\ud68c(Federal Trade Commission, FTC)\uac00 \ud504\ub79c\ucc28\uc774\uc800\ub4e4\uc774 \uc608\ube44 \uac00\ub9f9\uc810\uc8fc\ub4e4\uc5d0\uac8c \uc81c\uacf5\ud560 \uac83\uc744 \uc694\uad6c\ud558\ub294 \ubc95\uc801 \ubb38\uc11c\uc785\ub2c8\ub2e4. \ubcf8\uc0ac\ub294 \uac00\ub9f9\uc810\uc8fc\ub4e4\uc5d0\uac8c \uacc4\uc57d\uc5d0 \uc11c\uba85\ud558\uac70\ub098 \ub3c8\uc744 \uc9c0\ubd88\ud558\uae30 \ucd5c\uc18c 14\uc77c \uc804\uc5d0 FDD\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac \ubcf8\uc0ac\uc5d0\uac8c \ucd5c\uc2e0\uc758 FDD\ub97c \uc694\uccad\ud558\uace0 \uc774\ub97c \ucca0\uc800\ud788 \uac80\ud1a0\ud558\uc5ec (1) \uac00\ub9f9\uc810\uc8fc\ub85c\uc11c\uc758 \uc608\uc0c1\ub418\ub294 \uc758\ubb34\uc640 \ud504\ub79c\ucc28\uc774\uc800 \ubcf8\uc0ac\uc758 \uc758\ubb34(\ud504\ub79c\ucc28\uc774\uc988\uac00 \uc9c0\uc18d\uc801\uc778 \uad50\uc721\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc9c0\ub9cc \uc81c\uacf5\ud560 \uc758\ubb34\uac00 \uc5c6\uc74c\uc744 \ub098\ud0c0\ub0b4\ub294 “may”\uc640 \uac19\uc740 \uc5b8\uc5b4\uc5d0 \uc8fc\uc758\ud558\uc5ec\uc57c \ud568), (2) \ud504\ub79c\ucc28\uc774\uc800\uac00 \uacfc\uac70\uc5d0 \ub2e4\ub978 \uac00\ub9f9\uc810\uc8fc\ub4e4\uacfc \uc5b4\ub5bb\uac8c \uc77c\ud588\ub294\uc9c0 \ud30c\uc545\ud558\uace0 (3) \ud544\uc694\uc5d0 \ub530\ub77c \uc774\ud574\ub97c \uba85\ud655\ud788 \ud558\uae30 \uc704\ud574 \uc9c8\ubb38\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc544\ub798\ub294 \ud504\ub79c\ucc28\uc774\uc800\uac00 \uacf5\uac1c\ud574\uc57c \ud560 \uc0ac\ud56d 23\uac74\uc785\ub2c8\ub2e4:<\/strong><\/p>\n\n\n\n

\ud56d\ubaa91 : \ud504\ub79c\ucc28\uc774\uc800 \ubcf8\uc0ac \ubc0f \uadf8 \uc9c0\ubc30\ud68c\uc0ac, \uc120\uc21c\uc704\ud68c\uc0ac \ubc0f \uacc4\uc5f4\ud68c\uc0ac \uc815\ubcf4\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uc815\ubcf4\ub294 \ud504\ub79c\ucc28\uc774\uc800\uc758 \uc9c0\ubc30\ud68c\uc0ac, \uc120\uc21c\uc704\ud68c\uc0ac \ubc0f \uacc4\uc5f4\ud68c\uc0ac\uc758 \uc0c1\ud638 \ubc0f \uc0ac\uc5c5\uc790 \uc8fc\uc18c, \ud504\ub79c\ucc28\uc774\uc800\uc758 \ub2e4\ub978 \uc0ac\uc5c5\ud65c\ub3d9, \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc0ac\uc6a9\ud558\ub294 \ubc95\uc778 \uc720\ud615\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\uc608: \ubc95\uc778, \uc720\ud55c\ucc45\uc784\ud68c\uc0ac \ub4f1)1<\/sup><\/p>\n\n\n\n

\ud56d\ubaa92 : \uc0ac\uc5c5\uacbd\ub825. \uc9c0\ub09c 5\ub144\uac04 \ud504\ub79c\ucc28\uc774\uc800\ub97c \uc6b4\uc601\ud55c \uc8fc\uc694 \uc784\uc6d0 \ubc0f \uc774\uc0ac\uc9c4 \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc758 \uace0\uc6a9\uc8fc\uc758 \uc774\ub984\uacfc \uc9c1\ucc45 \uc815\ubcf4\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4. 2<\/sup><\/p>\n\n\n\n

\ud56d\ubaa93 : \uc18c\uc1a1. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uc9c4\ud589 \uc911\uc778 \uc18c\uc1a1 \ubc0f \uc774\uc804\uc758 \uc18c\uc1a1\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc9c4\ud589 \uc911\uc778 \uc18c\uc1a1\uc758 \uacbd\uc6b0 \uc18c\uc1a1\uc758 \uc0c1\ud0dc\uac00 \uacf5\uac1c\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc774\uc804 \uc18c\uc1a1\uc758 \uacbd\uc6b0 \ud310\uacb0\uc774 \ub0b4\ub824\uc9c4 \ub0a0\uc9dc \ubc0f \uc190\ud574 \ub610\ub294 \ud569\uc758 \uc870\uac74\uc774 \uacf5\uac1c\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud56d\ubaa9 4 : \ud30c\uc0b0. \ud504\ub79c\ucc28\uc774\uc988 \uc0ac\uc5c5\uc790\ub294 \uc9c0\ub09c 10\ub144\uac04 \uc790\uc2e0, \uc804\uc784\uc790 \ubc0f \uacc4\uc5f4\uc0ac\uc5d0 \uad00\ud55c \ud30c\uc0b0 \ub0b4\uc5ed\uc744 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.4<\/sup><\/p>\n\n\n\n

\ud56d\ubaa95 : \ucd08\uae30 \uc218\uc218\ub8cc. \uac00\ub9f9\uc810\uc740 \ucd08\uae30 \uc218\uc218\ub8cc \ubc0f \uc774 \uc218\uc218\ub8cc\ub97c \ud658\ubd88 \ubc1b\uc744 \uc218 \uc788\ub294 \ubaa8\ub4e0 \uc870\uac74\uc744 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4. \ucd08\uae30 \uc218\uc218\ub8cc\uac00 \uade0\uc77c\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc5d0\ub294 \uc218\uc218\ub8cc \ubc1c\ud589\uc77c \uc774\uc804 \ud68c\uacc4\uc5f0\ub3c4\uc5d0 \uc9c0\ubd88\ud55c \ucd08\uae30 \uc218\uc218\ub8cc\uc758 \ubc94\uc704 \ub610\ub294 \uacf5\uc2dd\uacfc \uae08\uc561\uc744 \uacb0\uc815\ud55c \uc694\uc778\uc744 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.5<\/sup><\/p>\n\n\n\n

\ud56d\ubaa96 : \uae30\ud0c0 \uc218\uc218\ub8cc. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uc784\ub300\ub8cc \ud611\uc0c1, \uac74\uc124, \ub9ac\ubaa8\ub378\ub9c1, \ucd94\uac00 \uad50\uc721 \ub610\ub294 \uc9c0\uc6d0, \uad11\uace0, \uad11\uace0 \ud611\ub3d9\uc870\ud569, \uad6c\ub9e4 \ud611\ub3d9\uc870\ud569, \uac10\uc0ac, \ud68c\uacc4, \uc7ac\uace0, \uc774\uc804 \ubc0f \uac31\uc2e0\uc5d0 \ub300\ud55c \uc218\uc218\ub8cc \ub4f1 \uac00\ub9f9\uc810\uc8fc\uac00 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uae30\ud0c0 \uc218\uc218\ub8cc\ub97c \ubaa8\ub450 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.6<\/sup><\/p>\n\n\n\n

\ud56d\ubaa97 : \uc608\uc0c1\ub418\ub294 \ucd08\uae30 \ud22c\uc790\uae08. \ud504\ub79c\ucc28\uc774\uc800\ub294 \ucd08\uae30 \ud22c\uc790 \ube44\uc6a9(\uc608: \uad6c\ub9e4 \ub610\ub294 \uc784\ub300 \uc5ec\ubd80, \uc7a5\ube44, \uace0\uc815 \uc7a5\uce58, \uae30\ud0c0 \uace0\uc815 \uc790\uc0b0, \uac74\uc124, \ub9ac\ubaa8\ub378\ub9c1, \uc784\ub300 \uac1c\uc120 \ubc0f \uc7a5\uc2dd \ube44\uc6a9)\uc744 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.7<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 8: \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4 \ucd9c\ucc98\uc5d0 \ub300\ud55c \uc81c\ud55c \uc0ac\ud56d. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uac00\ub9f9\uc810\uc8fc\uac00 \ud504\ub79c\ucc28\uc774\uc800 \ub610\ub294 \ud2b9\uc815 \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc2b9\uc778\ud55c \uacf5\uae09\ud68c\uc0ac\ub098 \ud2b9\uc815 \ud68c\uc0ac\uc5d0\uc11c \uad6c\ub9e4\ud574\uc57c \ud558\ub294 \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.8<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 9: \uac00\ub9f9\uc810\uc8fc\uc758 \uc758\ubb34. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uad00\uacc4 \uae30\uac04 \ub3d9\uc548 \uac00\ub9f9\uc810\uc8fc\uc758 \uae30\ub300\ub418\ub294 \uc8fc\ub41c \uc8fc\uc694 \uc758\ubb34\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.9<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 10: \ud560\ubd80 \uae30\uac04. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uac00\ub9f9\uc810, \uadf8 \ub300\ub9ac\uc778 \ub610\ub294 \uacc4\uc5f4\uc0ac\uac00 \uac00\ub9f9\uc810\uc8fc\uc5d0\uac8c \uc9c1\uac04\uc811\uc801\uc73c\ub85c \uc81c\uacf5\ud558\ub294 \ub9ac\uc2a4 \ubc0f \ud560\ubd80 \uacc4\uc57d\uc744 \ud3ec\ud568\ud55c \uac01 \ud560\ubd80\uacc4\uc57d \uc57d\uc815\uc758 \uc870\uac74\uc744 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4. \uac01 \uc57d\uc815\uc5d0 \ub300\ud574 \ud504\ub79c\ucc28\uc774\uc800\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uba85\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n

(1) \ud560\ubd80 \uc790\uae08\uc870\ub2ec \ubc94\uc704 (\uc608: \ucd08\uae30 \uac00\ub9f9\uc810 \uc218\uc218\ub8cc, \ubd80\uc9c0 \uc778\uc218, \uac74\uc124 \ub610\ub294 \ub9ac\ubaa8\ub378\ub9c1, \ucd08\uae30 \ub610\ub294 \uad50\uccb4 \uc7a5\ube44 \ub610\ub294 \uace0\uc815 \uc7a5\uce58, \uac1c\ubc29 \ub610\ub294 \uc9c4\ud589 \uc911\uc778 \uc7ac\uace0 \ub610\ub294 \uacf5\uae09 \ub610\ub294 \uae30\ud0c0 \uc9c0\uc18d \ube44\uc6a9); <\/p>\n\n\n\n

(2) \uc790\uae08 \uc870\ub2ec\uc744 \uc81c\uacf5\ud558\ub294 \uac01 \ub300\ucd9c \uae30\uad00\uc758 \uc2e0\uc6d0 \ubc0f \uac00\ub9f9\uc810(\uc608: \uacc4\uc5f4\uc0ac)\uc5d0 \ub300\ud55c \uad00\uacc4; <\/p>\n\n\n\n

(3) \uc81c\uacf5\ub418\ub294 \uc790\uae08 \uc870\ub2ec \uae08\uc561 \ub610\ub294 \uae08\uc561\uc774 \uc2e4\uc81c \ube44\uc6a9\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub294 \uacbd\uc6b0 \uc790\uae08 \uc870\ub2ec \ube44\uc6a9\uc758 \ubc31\ubd84\uc728; <\/p>\n\n\n\n

(4) \uc5f0\uac04 \uae30\uc900\uc73c\ub85c \ud45c\ud604\ub418\ub294 \uc774\uc790\uc728 \ubc0f \uae08\uc735 \uc694\uae08; <\/p>\n\n\n\n

(5) \uc9c0\ubd88 \ud69f\uc218 \ub610\ub294 \uc0c1\ud658 \uae30\uac04; <\/p>\n\n\n\n

(6) \ub300\ucd9c \uae30\uad00\uc774 \uc694\uad6c\ud558\ub294 \ub2f4\ubcf4 \uc774\uc790; <\/p>\n\n\n\n

(7) \uac00\ub9f9\uc810 \uc774\uc678\uc758 \uc0ac\ub78c\uc774 \uac1c\uc778\uc801\uc73c\ub85c \ucc44\ubb34\ub97c \ubcf4\uc99d\ud574\uc57c \ud558\ub294\uc9c0 \uc5ec\ubd80; <\/p>\n\n\n\n

(8) \ucc44\ubb34\uac00 \uc788\ub294 \uacbd\uc6b0 \uc120\ubd88 \ubc0f \uc120\ubd88 \uc704\uc57d\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \uc5ec\ubd8010<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 11: \ud504\ub79c\ucc28\uc774\uc800\uc758 \uc9c0\uc6d0, \uad11\uace0, \ucef4\ud4e8\ud130 \uc2dc\uc2a4\ud15c \ubc0f \uad50\uc721. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uac00\ub9f9\uc810\uc8fc\uac00 \ud504\ub79c\ucc28\uc774\uc800\ub85c\ubd80\ud130 \uc0ac\uc804 \uac1c\uc5c5 \ubc0f \uc9c0\uc18d\uc801\uc778 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ub0b4\uc6a9\uc744 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.11<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 12: \ud504\ub79c\ucc28\uc774\uc988 \uad6c\uc5ed. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uc608\uc0c1 \uad6c\uc5ed\uc758 \ud06c\uae30. \ub3c5\uc810\uc801\uc778 \uad6c\uc5ed\uc758 \uc5ec\ubd80 \ubc0f \uc774\uc804 \uc870\uac74\uc744 \ud3ec\ud568\ud55c \uc601\ud1a0 \uc815\ubcf4 \ubc0f \uc81c\ud55c \uc0ac\ud56d\uc744 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.12<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 13: \uc0c1\ud45c. \ud504\ub79c\ucc28\uc774\uc988\uc5d0 \ub4f1\ub85d\ub41c \uc0c1\ud45c\ub97c \uacf5\uac1c\ud569\ub2c8\ub2e4.13<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 14: \ud2b9\ud5c8, \uc800\uc791\uad8c \ubc0f \uae30\ud0c0 \uc7ac\uc0b0\uad8c \uc815\ubcf4. \ud504\ub79c\ucc28\uc774\uc800\ub294 \ud56d\ubaa9 13\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc740 \ud2b9\ud5c8, \uc800\uc791\uad8c \ubc0f \uae30\ud0c0 \ubcf4\ud638\ub41c \uc815\ubcf4\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.14<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 15: \uac00\ub9f9\uc810 \uc2e4\uc9c8\uc801 \uc6b4\uc601\uc5d0 \ucc38\uc5ec\ud560 \uc758\ubb34. \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc9c1\uc811 \ucc38\uc5ec\ud558\uc5ec \ud604\uc7a5 \uac10\ub3c5\uc744 \uc81c\uacf5\ud560 \uac83\uc744 \uc608\uc0c1\ud558\ub294\uc9c0, \uc544\ub2c8\uba74 \uac00\ub9f9\uc810\uc8fc\uac00 \ud604\uc7a5 \uac10\ub3c5\uad00\uc744 \uace0\uc6a9\ud558\uace0, \uc774\uc5d0 \ub530\ub77c \uace0\uc6a9\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc5d0 \ub300\ud55c \uc81c\ud55c \uc0ac\ud56d \ub4f1\uc774 \uc788\ub294\uc9c0\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.15<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 16: \uac00\ub9f9\uc810\uc8fc\uac00 \ud310\ub9e4\ud560 \uc218 \uc788\ub294 \uac83\uc5d0 \ub300\ud55c \uc81c\ud55c \uc0ac\ud56d. \uac00\ub9f9\uc810\uc8fc\ub294 \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc2b9\uc778\ud55c \uc0c1\ud488 \ub610\ub294 \uc11c\ube44\uc2a4\ub9cc \ud310\ub9e4\ud574\uc57c \ud558\ub294\uc9c0, \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc2b9\uc778\ud55c \ubaa8\ub4e0 \uc0c1\ud488 \ub610\ub294 \uc11c\ube44\uc2a4\ub97c \uc758\ubb34\uc801\uc73c\ub85c \ud310\ub9e4\ud574\uc57c \ud558\ub294\uc9c0, \uadf8\ub9ac\uace0 \uac00\ub9f9\uc810\uc8fc\uac00 \ud504\ub79c\ucc28\uc774\uc800\uac00 \uc2b9\uc778\ud55c \uc0c1\ud488 \ub610\ub294 \uc11c\ube44\uc2a4\uc758 \uc720\ud615\uc744 \ubcc0\uacbd\ud560 \uc218 \uc788\ub294\uc9c0 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.16<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 17: \uacc4\uc57d \uac31\uc2e0, \ud574\uc9c0, \uc591\ub3c4 \ubc0f \ubd84\uc7c1 \ud574\uacb0. \ud504\ub79c\ucc28\uc774\ub294 \uac01 \uc5f4\uac70\ub41c \ud504\ub79c\ucc28\uc774\uc988 \uad00\uacc4 \ud56d\ubaa9\uc744 \ud574\ub2f9 \uacc4\uc57d \ub610\ub294 \uad00\ub828 \uacc4\uc57d\uacfc \uc0c1\ud638 \ucc38\uc870\ud558\ub294 \ud45c \ud615\uc2dd\uc73c\ub85c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4. \uac31\uc2e0 \ub610\ub294 \uc5f0\uc7a5 \uae30\uac04, \uac31\uc2e0 \ub610\ub294 \uc5f0\uc7a5\uc744 \uc704\ud55c \ud504\ub79c\ucc28\uc774\uc800 \uc694\uad6c \uc0ac\ud56d, \uac00\ub9f9\uc810\uc8fc \uc758\ud55c \ud574\uc9c0, \ud504\ub79c\ucc28\uc774\uc800\uc758 \uc774\uc720\uc5c6\ub294 \ud574\uc9c0, \ud504\ub79c\ucc28\uc774\uc800\uc758 \uc774\uc720 \uc788\ub294 \ud574\uc9c0, \u201c\uc774\uc720\u201d \uc815\uc758\uac00 \uac00\ub2a5\ud55c \ucc44\ubb34 \ubd88\uc774\ud589, \u201c\uc774\uc720\u201d \uc815\uc758\uac00 \ubd88\uac00\ub2a5\ud55c \ucc44\ubb34 \ubd88\uc774\ud589, \ud574\uc9c0 \ub610\ub294 \uac31\uc2e0 \uc2dc \uac00\ub9f9\uc810\uc8fc\uc758 \uc758\ubb34, \ud504\ub79c\ucc28\uc774\uc800\uc758 \uacc4\uc57d\uc774\uad8c\uc591\ub3c4 , \uac00\ub9f9\uc810\uc8fc\uc5d0 \uc758\ud55c “\uc591\ub3c4” \uc815\uc758, \ud504\ub79c\ucc28\uc774\uc800\uc758 \uc591\ub3c4 \uc2b9\uc778, \ud504\ub79c\ucc28\uc774\uc800\uc758 \uac00\ub9f9\uc810 \uc778\uc218\uc5d0 \ub300\ud55c \ucd5c\ucd08 \uac70\ubd80\uad8c, \ud504\ub79c\ucc28\uc774\uc800\uc758 \uac00\ub9f9\uc810 \uc778\uc218 \uc120\ud0dd\uad8c, \uac00\ub9f9\uc810\uc8fc\uc758 \uc0ac\ub9dd \ub610\ub294 \uc7a5\uc560, \ud504\ub79c\ucc28\uc774\uc988 \uae30\uac04 \ub3d9\uc548\uc758 \uacbd\uc7c1\uae08\uc9c0 \uc870\ud56d, \ud504\ub79c\ucc28\uc774\uc988 \uc885\ub8cc \ub610\ub294 \ub9cc\ub8cc \ud6c4\uc758 \uacbd\uc7c1\uae08\uc9c0 \uc870\ud56d, \ud504\ub79c\ucc28\uc774\uc988 \uacc4\uc57d\uc758 \uc218\uc815, \ud1b5\ud569\/\ud569\ubcd1 \uc870\ud56d, \uc911\uc7ac \ub610\ub294 \uc870\uc815\uc5d0 \uc758\ud55c \ubd84\uc7c1 \ud574\uacb0, \ubc95\uc6d0 \ub610\ub294 \ubc95\ub960 \uc120\ud0dd\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.17<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 18: \uacf5\uc778 \uc778\ubb3c. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uacf5\uc778 \uc778\ubb3c\uc5d0\uac8c \uc8fc\uc5b4\uc9c4 \ubcf4\uc0c1 \ub610\ub294 \uc57d\uc18d\ub41c \uae30\ud0c0 \ud61c\ud0dd, \uacf5\uc778 \uc778\ubb3c\uc774 \ud504\ub79c\ucc28\uc774\uc800 \uc758 \uad00\ub9ac \ub610\ub294 \ud1b5\uc81c\uc5d0 \uc5bc\ub9c8\ub098 \uad00\uc5ec\ud558\ub294\uc9c0, \uadf8\ub9ac\uace0 \uacf5\uc778 \uc778\ubb3c\uc758 \ud504\ub79c\ucc28\uc774\uc800\uc5d0 \ub300\ud55c \ucd1d \ud22c\uc790\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.18<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 19: \uc7ac\ubb34 \uc131\uacfc \ud45c\ud604. \uc774 \ud56d\ubaa9\uc5d0\uc11c \ud504\ub79c\ucc28\uc774\uc800\ub294 \uc815\ubcf4\uc5d0 \ud569\ub9ac\uc801\uc778 \uadfc\uac70\uac00 \uc788\ub294 \uacbd\uc6b0, \uac00\ub9f9\uc810 \ubc0f\/\ub610\ub294 \ud504\ub79c\ucc28\uc774\uc988 \uc18c\uc720 \uc544\uc6b8\ub81b\uc758 \uc2e4\uc81c \ub610\ub294 \uc7a0\uc7ac\uc801\uc778 \uc7ac\ubb34 \uc131\uacfc\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud504\ub79c\ucc28\uc774\uc988 \uac00\ub9f9\uc810\uc774 \ud56d\ubaa9 19\uc5d0\uc11c \uc7ac\ubb34 \uc131\uacfc \ud45c\uc2dc\ub97c \uc81c\uacf5\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0, “\ud504\ub79c\ucc28\uc774\uc988 \uac00\ub9f9\uc810\uc758 \ubbf8\ub798 \uc7ac\ubb34 \uc131\uacfc \ub610\ub294 \ud68c\uc0ac \uc18c\uc720 \ub610\ub294 \ud504\ub79c\ucc28\uc774\uc988 \uc544\uc6b8\ub81b\uc758 \uacfc\uac70 \uc7ac\ubb34 \uc131\uacfc\uc5d0 \ub300\ud574 \uc5b4\ub5a0\ud55c \ud45c\uc2dc\ub3c4 \ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.”\ub77c\uace0 \ub9d0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.19<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 20: \uc9c0\uc810 \ubc0f \ud504\ub79c\ucc28\uc774\uc988 \uc815\ubcf4. \ud504\ub79c\ucc28\uc774\uc800\ub294 \uc9c0\ub09c 3\ub144\uac04 \uc6b4\uc601\ub41c \ud68c\uc0ac \uc18c\uc720 \uc9c0\uc810 \ubc0f \ud504\ub79c\ucc28\uc774\uc988 \uc9c0\uc810\uc758 \uc218\ub97c \uba85\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4.20<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 21: \uc7ac\ubb34 \uc7ac\ud45c. \ud504\ub79c\ucc28\uc774\uc800\ub294 \ub3c5\ub9bd\ub41c \uacf5\uc778 \ud68c\uacc4\uc0ac\uac00 \uc791\uc131\ud55c \uc7ac\ubb34 \uc7ac\ud45c\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \uc9c1\uc804 \ub450 \ud68c\uacc4 \uc5f0\ub3c4\uc758 \uc7ac\ubb34 \uc7ac\ud45c, \uc190\uc775 \uacc4\uc0b0\uc11c, \uc18c\uc720\uc790 \uc790\ubcf8, \ud604\uae08 \ud750\ub984\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.21<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 22: \uacc4\uc57d\uc11c. \ud504\ub79c\ucc28\uc774\uc800\ub294 \ud504\ub79c\ucc28\uc774\uc988 \uacf5\uae09\uc5d0 \uad00\ud55c \ubaa8\ub4e0 \uc81c\uc548\ub41c \uacc4\uc57d\uc758 \uc0ac\ubcf8\uc744 \ucca8\ubd80\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \ud504\ub79c\ucc28\uc774\uc988 \uacc4\uc57d \ubc0f \uc784\ub300, \uc635\uc158, \uad6c\ub9e4 \uacc4\uc57d \ub4f1\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.22<\/sup><\/p>\n\n\n\n

\ud56d\ubaa9 23: \uc601\uc218\uc99d. \uc774 \ud56d\ubaa9\uc5d0\ub294 \uac00\ub9f9\uc810\uc8fc\uc758 \uc11c\uba85\uc744 \uc704\ud55c \uac00\ub9f9\uc815\ubcf4 \uacf5\uac1c\uc11c(FDD)\uc758 \uc218\ub839 \ud655\uc778\uc11c \ub450 \ubd80\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ud504\ub79c\ucc28\uc774\uc988 \uc0ac\uc5c5\uc790\ub294 \uc218\ub839 \ud655\uc778\uc11c\ub97c \ubc18\ud658\ud558\ub294 \ub370 \ud544\uc694\ud55c \uad6c\uccb4\uc801\uc778 \uc9c0\uce68\uc744 \ud3ec\ud568\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.23<\/sup><\/p>\n\n\n\n

\ud569\ub9ac\uc801\uc778 \uac00\ub9f9\uc810 \uc218\uc218\ub8cc\ub85c \uc218\uc775\uacfc \uc131\uacf5\uc744 \uac00\uc838\ub2e4 \uc904 \uac00\ub9f9\uc810\uc744 \uc120\ud0dd\ud558\uae30\ub97c \uc6d0\ud55c\ub2e4\ub294 \uac83\uc744 \uae30\uc5b5\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc784\ub300\ub8cc \uc9c0\ubd88, \ubcf4\ud5d8\ub8cc, \uadfc\ub85c\uc790 \uc784\uae08, \uae30\ud0c0 \uc608\uc0c1\uce58 \ubabb\ud55c \ube44\uc6a9(\uc608: \ud5a5\ud6c4 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc18c\uc1a1\uc5d0 \ub300\ud55c \ubcc0\ud638\uc0ac \ube44\uc6a9) \ubc0f \ucd1d \ub9e4\ucd9c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294 \ubaa8\ub4e0 \uacbd\uc7c1\uc0ac \ub9e4\uc7a5\uc744 \ud3ec\ud568\ud558\uc5ec \ub300\ucd9c\uae08 \uc9c0\ubd88 \uae08\uc561, \ud544\uc694\ud55c \uac00\ub9f9\uc810 \uc218\uc218\ub8cc, \ud574\ub2f9 \uc138\uae08 \ubc0f \ube44\uc6a9\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uacf5\uac1c\ub41c \uac01 \ud56d\ubaa9\uc758 \uc758\ubbf8\ub97c \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. FDD\ub97c \uc8fc\uc758 \uae4a\uac8c \uac80\ud1a0\ud558\uace0 7\ubc88 \ud56d\ubaa9(\ucd08\uae30 \ud22c\uc790 \uc608\uc0c1), 9\ubc88 \ud56d\ubaa9(\ud504\ub79c\ucc28\uc774\uc988 \uc0ac\uc5c5\uc790\uc758 \uc758\ubb34), 11\ubc88 \ud56d\ubaa9(\ud504\ub79c\ucc28\uc774\uc988 \uc0ac\uc5c5\uc790\uc758 \uc9c0\uc6d0, \uad11\uace0, \ucef4\ud4e8\ud130 \uc2dc\uc2a4\ud15c \ubc0f \uad50\uc721), 12\ubc88 \ud56d\ubaa9(\uc601\ud1a0), 17\ubc88 \ud56d\ubaa9(\uac31\uc2e0, \ud574\uc9c0, \uc591\ub3c4 \ubc0f \ubd84\uc7c1 \ud574\uacb0)\uc5d0 \ud2b9\ubcc4\ud788 \uc720\uc758\ud558\uc2e0 \ud6c4 \ud504\ub79c\ucc28\uc774\uc988\ub97c \uc124\ub9bd \ud558\uc2dc\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.<\/sup><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc6b4\uc601\uc774 \uc798 \ub418\uace0 \uc788\ub294 \ud504\ub79c\ucc28\uc774\uc988 \ub9e4\uc7a5\uc744 \ubcf4\uba74 \uc774\uc640 \uac19\uc740 \ud504\ub79c\ucc28\uc774\uc988 \ube44\uc988\ub2c8\uc2a4\ub97c \ucc3d\uc5c5\ud558\uace0 \uc2f6\uc5b4 \uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ucc3d\uc5c5 \uc790\ubcf8\uc774 \uc788\ub2e4\uba74 \ud504\ub79c\ucc28\uc774\uc988 \ube44\uc988\ub2c8\uc2a4\ub97c \uc624\ud508 \ud558\ub294 \uac83\uc740 \uaf64 \uc27d\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ub7ec\ub098 \ud504\ub79c\ucc28\uc774\uc988\uc758 \ubc29\uc2dd\uc73c\ub85c \ube44\uc988\ub2c8\uc2a4\ub97c \uc624\ud508\ud558\ub294 \uc7a5\ub2e8\uc810\uc744 \uace0\ub824\ud558\uc5ec \ud504\ub79c\ucc28\uc774\uc988 \ubaa8\ub378\uc774 \uadc0\ud558\uc758 \ube44\uc988\ub2c8\uc2a4 \ucc3d\uc5c5\uc5d0 \ub9de\ub294 \uc120\ud0dd\uc778\uc9c0 \ud310\ub2e8\ud574\uc57c \ud569\uc154\uc57c \ud560 \uac83 \uc785\ub2c8\ub2e4. \ud504\ub79c\ucc28\uc774\uc988\uc758 \uc7a5\uc810 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